Thanks for the info Bob. I've seen some old oak furniture that has held up like it was solid while some others have peeled and split. It might very well be that it was the way the furniture was cared for (or in some cases NOT taken care of) that made the difference. Or, from what you are describing, some furniture may have been veneered using the way you describe while other furniture was veneered using a cheaper, but less reliable method.
Anyway that's where my question came from. I guess if I'm going to someday have a birdseye maple looking concertina, it's going to have to be of the veneered variety.
appreciate the information
jim d